The American Express Business Platinum C card is a heavy hitter with a hefty $695 annual fee, but the benefits are off the charts. With a welcome bonus of 120,000 points and 5x points on flights and hotels, this card is a travel powerhouse. Plus, the credits and travel benefits make it a top choice for frequent travelers. Sure, it’s expensive, but if you travel a lot, it’s worth its weight in gold. π³βοΈπ¨
π Overview of American Express Business Platinum C
Welcome to this complete overview and review of the American Express Business Platinum Credit Card. This is a favorite business credit card among many, and for good reason – the host of benefits that come with this card is absolutely fantastic. Although the annual fee is quite expensive at $695 per year, the rewards and advantages that come with this card can make it very worthwhile.
Key Takeaways:
| Benefits | Annual Fee |
|———-|————|
| Host of Benefits | $695 per year |
π³ Welcome Bonus and Rewards
The welcome bonus currently stands at 120,000 points if you spend $115,000 in the first 3 months. Though the spend requirement is high, the benefits are substantial. The rewards structure is tailored for business travel, offering 5x points for flights and prepaid hotels when booking directly on amextravel.com. There are also bonus categories for other types of spending, making it perfect for business expenses, especially large purchases and travel.
π Travel Benefits and Purchase Protections
The card comes with a variety of credits for specific companies, such as airline fee credits and various statement credits. Notably, this premium card includes premium travel benefits such as global entry or TSA pre-check credit, free gold status at top hotel chains like Marriott and Hilton, and access to 1,400 different global lounges, including the Centurion Lounge.
Additionally, the card offers purchase protections, no foreign transaction fees, and the ability to earn and use AMX points.
π° Pros and Cons
There are numerous pros to this card, with the extensive benefits and rewards program making it a worthwhile investment if you can take advantage of everything it has to offer. However, it does come with a hefty annual fee and specific reward categories, making it most suitable for frequent travelers.
In conclusion, the American Express Business Platinum Credit Card is a high-quality card with generous rewards and benefits, particularly for frequent travelers. It’s definitely worth considering if you can maximize the value of its perks.
Key Takeaways:
| Pros | Cons |
|---|---|
| Extensive benefits and rewards | Hefty annual fee |
| Premium travel perks | Most suitable for frequent travelers |
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